A small beginning

Yesterday I used my envelope system from Dave Ramsey for the first time and it felt good. Even though I had to do a little "Borrow from Peter to pay Paul" to get my contacts paid for it all worked out. That's the only thing about a budget that always perplexed me is if you don't have enough put into the account and you need it how does it work. But with this envelope system you just adjust the cash flow and it worked! Also I used my reusable shopping bags for my Walmart and grocery shopping and it felt good. I like new beginnings. And now I must be off for a walk on a beautiful January day.